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Frequently Asked Quetions
What is Life Insurance?
Life Insurance is a financial agreement that provides a guaranteed amount to your family or nominee in case of your unfortunate death, ensuring their financial stability and peace of mind.
Why should I buy LIC Life Insurance from bestlic.in?
bestlic.in connects you directly with authorized LIC advisors, offering expert guidance, transparent policies, and complete claim support — all in one trusted platform.
What are the types of Life Insurance plans available?
We offer Term Plans, Endowment Plans, Money-Back Plans, Child Plans, Pension Plans, and ULIPs to meet your protection and savings goals.
How much Life Insurance coverage do I need?
Ideally, your coverage should be 10–15 times your annual income, but our advisors help you calculate the exact protection you need based on your family, debts, and goals
Can I buy an LIC policy online through bestlic.in?
Yes. You can explore plans, get quotes, and connect with our certified LIC agents for a hassle-free online policy purchase and document process
What is the minimum and maximum entry age for LIC Life Insurance?
Entry age generally starts from 18 years and can go up to 65 years, depending on the specific plan
Can I change my nominee after buying the policy?
Yes, you can update or change your nominee anytime by submitting a written request or through your LIC online account.
How are LIC premiums calculated?
Premiums depend on your age, sum assured, policy term, health condition, and chosen plan type. You can use our Premium Calculator on bestlic.in for instant estimates.
What happens if I miss a premium payment?
LIC offers a grace period (usually 15–30 days). If payment isn’t made within that time, the policy may lapse — but you can revive it by paying overdue premiums and interest.
How can I contact support for policy help?
You can reach us anytime through our Contact Page, call our support number, or message us on WhatsApp. Our team ensures fast and reliable assistance.
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